For years, getting a loan in India meant paperwork, branch visits, credit officers, and long waiting periods. Then came fintech apps that promised instant money—but often with confusing terms and questionable trust. PhonePe’s entry into the loan space sits somewhere very different. It is not trying to look flashy or aggressive. Instead, it is doing … Read more
In an economy where household expenses are rising faster than salaries, personal loans have quietly become one of the most relied-upon financial tools for India’s middle class. What is interesting in 2025 is not the existence of personal loans — it is who people trust to borrow from. Bank of Baroda, a public sector giant … Read more
If you suddenly need money for home repairs, a medical emergency, a wedding, or any urgent expense, Punjab National Bank (PNB) can be your quickest and most reliable solution. For 2025, PNB has upgraded its personal loan system to make it faster, simpler, and 100% digital. Now customers can apply online from home and get … Read more
The government has finally opened fresh applications for the Bakri Palan Loan Yojana, bringing a major opportunity for goat farmers, rural youth, and small livestock owners. Under this scheme, eligible applicants can now get easy loans at low interest rates to start or expand goat farming. This move aims to boost income, support self-employment, and … Read more